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List of approved Credit Counseling Agencies as of November 16, 2009.

Advisory Credit Management, Inc. (expires 11-21-2010)
5769 West Sunrise Blvd.
Plantation, FL 33313
Toll free: (800) 786-3940
Fax:        (800) 274-7187
Web: www.advisorycreditmanagement.org

Allen Credit and Debt Counseling Agency (expires 12-25-2009)
195 Brook Street E
Wessington, SD 57381
Toll free:   (888) 415-8173
Phone:     (605) 458-2500
Fax:         (605) 458-2506
Web: www.acdcas.com

Alliance Credit Counseling (expires 12-20-2010)
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC 28277-3433
Toll free: (888) 594-9596
Fax:        (704) 943-0313
Web: www.knowdebt.org

American Consumer Credit Counseling, Inc. (expires 2-25-2010)
130 Rumford Avenue, Suite 202
Newton, MA 02466
Toll Free: (800) 769-3571
Fax:         (617) 559-5791
Web: www.consumercredit.com

Approved Bankruptcy Certification Services (expires 4-7-2010)
101 N Lynnhaven Road Suite 303
Virginia Beach, VA 23452-7523
Phone:    (757) 416-7890
Toll free: (800) 531-5124
Fax:        (757) 416-7897
Web:www.bankruptcyinfo.org

Black Hills Children's Ranch Inc. dba Pioneer Credit Counseling (expires 12-16-2010)
1644 Concourse Drive
Rapid City, SD 57703
Phone:    (605) 348-1608
Toll Free: (800) 888-1596
Fax:        (605) 348-8537
Web: www.pioneercredit.com

Consumer Credit Counseling Service of Alabama (expires 4-3-2010)
777 S. Lawrence Street, Suite 101
Montgomery, Alabama 36104-5075
Phone:    (334) 265-8545
Toll free: (800) 662-6119
Fax:        (334) 265-5926
Web: www.budgethelp.com

Consumer Credit Counseling Service of Mobile (expires 4-20-2010)
705 Oak Circle Drive, East
Mobile, Alabama 36609
Phone:    (251) 602-0011
Toll free: (888) 880-1416
Fax:       (251) 666-6850
Web:www.cccsmobile.org

Consumer Credit Counseling Services of Greater Atlanta (expires 5-3-2010)
100 Edgewood Avenue Suite 1800
Atlanta, GA 30303
Phone:    (404) 653-8879
Toll free: (866) 672-2227
Fax:        (800) 447-0350
Web:www.cccsinc.org

Consumer Credit Counseling Services of San Francisco (expires 7-20-2010)
595 Market Street, 15th Floor
San Francisco, CA 94105
Phone:     (800) 777-7526
Toll free: (800) 777-7526
Fax:        (415) 788-1231
Web:www.cccssf.org

Consumer Credit Counseling Services of West Florida (expires 3-15-2010)
14 Palafox Place
Pensacola, FL 36502
Phone:     (850) 434-0268
Toll free:  (800) 343-3317
Fax:         (850) 432-5078
Web: cccswfl.org

Consumer Financial Education Foundation (expires 7-25-2010)
2 North 20th Street, Suite 1030
Birmingham, AL 35203
Phone:    (205) 321-2822
Toll free: (866) 684-8171
Fax:        (205) 321-2848
Web: www.cfefa.org

Credit Advisors Foundation (expires 11-21-2010)
1818 South 72nd Street
Omaha, NE 68124-1704
Phone:    (402) 393-3100
Toll free: (800) 942-9027
Fax:        (402) 393-7660
Web: www.creditadvisors.com

Debt Education and Certification Foundation (expires 6-9-2010)
112 Goliad Street, Suite D
Benbrook, Tx 76126
Phone:     (866) 859-7323
Toll Free: (866) 859-7323
Fax:         (866) 339-3328
Web: www.Debt-Foundation.org

GreenPath Debt Solutions (expires 7-28-2010)
38505 Country Club Drive, Suite 210
Farmington Hills, MI 48331
Phone:     (248) 553-5400
Toll Free: (800) 550-1961
Fax:         (248) 553-8970
Web: www.greenpath.com

Hummingbird Credit Counseling & Education Inc (expires 3-20-2010)
3737 Glenwood Ave, Suite 100
Raleigh, NC 27612-5515
Toll Free: (800) 645-4959
Fax:        (919) 882-8990
Web: www.hbcce.org

InCharge Education Foundation, Inc (expires 12-12-2009)
2101 Park Center Dr., Suite 310
Orlando, FL 32835
Toll Free: (866) 729-0049
Fax:         (407) 532-5750
Web:www.personalfinanceeducation.com/

Institute for Financial Literacy (expires 3-30-2010)
449 Forest Avenue Suite 12
Portland, Maine 04101
Mailing address: P.O. Box 1842
                        Portland, ME 04104
Phone:     (207) 879-0389
Toll Free: (866) 662-4932
Fax:         (207) 221-2321
Web: www.financiallit.org

Money Management International, Inc (expires 5-30-2010)
9009 West Loop South, 7th Floor
Houston, TX 77096-1719
Phone:    (877) 664-7297
Toll Free: (888) 845-5669
Fax:        (713) 394-3106
Web:www.moneymanagement.org