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Debtor Education

Approved Personal Financial Management Course (Debtor Education) Providers

Important things to remember

  • Applications for renewal must be submitted no later than 60 days prior to the expiration of the probationary period and each annual approval period thereafter.
  • Instructions for Application for Approval as a Provider of a Personal Financial Management Instruction Course
  • Application for Approval as a Provider of a Personal Financial Management Instruction Course

List of approved Personal Financial Management Course (Debtor Education) Providers as of July 12, 2026

$0$ BK Class, Inc.
Address P.O. Box 1004, Higley, AZ 85236
Toll Free (877) 376-7122
Fax (877) 656-4318
Website www.myonlinebankruptcyclass.com
001 DEBTOREDU, LLC
Address 378 Summit Avenue, Jersey City, NJ 07306
Toll Free (800) 610-3920
Fax (888) 557-1635
Website www.debtoredu.com
1 $ Wiser Consumer Education, Inc.
Address 1400 Preston Rd, Suite 499, Plano, TX 75093
Toll Free (877) 274-9479
Fax (940) 687-9077
Website www.1dollarwiser.com
247 Bankruptcy Class, Inc.
Address 6303 Blue Lagoon, Suite 400, Miami, FL 33126
Toll Free (866) 412-7247
Phone (305) 267-1041
Fax (305) 402-0160
Website a247.bankruptcyclass.com
A+ Class
Address 1555 Woodlake Drive, Waxahachie, TX 75165
Toll Free (888) 533-3423
Phone (817) 533-3423
Fax (817) 533-3423
Website www.bestbkclass.com
Access Counseling, Inc.
Address 633 W 5th Street, Suite 26001, Los Angeles, CA 90071
Toll Free (800) 205-9297
Fax (866) 431-1927
Website www.accesscounselinginc.org
Allen Credit and Debt Counseling Agency
Address 800 Dakota Ave. N., Huron, SD 57350
Toll Free (888) 415-8173
Fax (605) 610-4059
Website www.acdcas.com
American Consumer Credit Counseling, Inc.
Address 130 Rumford Avenue, Suite 202, Auburndale, MA 02466
Toll Free (800) 769-3571
Fax (617) 564-9305
Website www.consumercredit.com
Arbor Investments
Address 1850 South 72nd Street, Omaha, NE 68124
Toll Free (800) 625-7725
Phone (402) 393-0119
Fax (402) 393-1579
Website yourbankruptcypartner.com
BE Adviser, LLC
Address P.O. Box 383, Bay City, MI 48707-0383
Toll Free (855) 976-1700
Fax (517) 861-2042
Website beadviser.com/pages/welcome
Black Hills Children's Ranch Inc. dba Pioneer Credit Counseling
Address 3620 Homestead Street, Suite 1, Rapid City, SD 57703
Toll Free (800) 888-1596
Phone (605) 348-1608
Fax (605) 348-8537
Website www.pioneercredit.com
Butterfly Financial Education, Inc.
Address P.O. Box 6688, Ocean Isle Beach, NC 28469
Phone (844) 289-2701
Fax (919) 741-5869
Website www.butterflyfe.com
Consumer Credit Counseling Service of Mobile
Address P.O. Box 91068, Mobile, AL 36691
Toll Free (888) 880-1416
Phone (251) 602-0011
Fax (251) 666-6850
Website www.lifelinesmobile.org
Consumer Financial Education Foundation of America, Inc. aka CFEFA
Address P.O. Box 11527, Birmingham, AL 35202
Toll Free (866) 684-8171
Phone (205) 321-2822
Fax (205) 321-2848
Website www.cfefa.org
Credit Card Management Services, Inc.
Address 1325 N. Congress Avenue, Suite 201, West Palm Beach, FL 33422
Toll Free (800) 920-2262
Phone (800) 920-2262
Fax (866) 561-2622
Website www.debthelper.com
Debt Education and Certification Foundation
Address 114 Goliad Street, Benbrook, TX 76126
Toll Free (866) 859-7323
Phone (866) 859-7323
Fax (866) 339-3328
Website bkcert.com
Garden State Consumer Credit Counseling, Inc.
Address 200 U.S. Highway 9, Manalapan, NJ 07726
Toll Free (877) 254-2660
Phone (732) 409-6281
Fax (732) 431-5428
Website navicoresolutions.org
InCharge Debt Solutions
Address 5750 Major Blvd, Suite 300, Orlando, FL 32819
Toll Free (866) 729-0049
Fax (877) 419-8370
Website www.personalfinanceeducation.com
Money Management International (MMI)
Address 14141 Southwest Freeway, Suite 1000, Sugar Land, TX 77478
Phone (877) 964-2227
Fax (713) 394-3010
Website www.moneymanagement.org
Sage Personal Finance
Address 3830 Vanalden Avenue, Tarzana, CA 91356
Toll Free (800) 516-2759
Phone (800) 516-2759
Fax (888) 733-5047
Website www.sagepf.com
Second Bankruptcy Course, LLC
Address 410 Exchange, Suite 100, Irvine, CA 62602
Toll Free (800) 217-7030
Phone (937) 235-8913
Fax (866) 307-1003
Website www.secondbankruptcycourse.com
Solid Start Financial Education Services, LLC
Address 10121 SE Sunnyside Road, Suite 300, Clackamas, OR 97015
Toll Free (866) 467-4147
Fax (866) 470-6523
Website solidstartfinancial.com
Stand Sure Information Services, Inc.
Address 406 5th St. N., Oneonta, AL 35121
Phone (877) 750-0851
Fax (800) 718-4724
Website www.standsurecs.org