Approved Credit Counseling Agencies
Important things to remember
- Applications for renewal must be submitted no later than 60 days prior to the expiration of the probationary period and each annual approval period thereafter.
- Instructions for Application for Approval as a Nonprofit Budget and Credit Counseling Agency
- Application for Approval as a Nonprofit Budget and Credit Counseling Agency
List of approved Credit Counseling Agencies as of October 26, 2025
| $0$ BK Class, Inc. | |
| 2711 E. Melrose Street | |
| Gilbert, AZ 85297 | |
| Toll free: | (877) 376-7122 |
| Phone: | |
| Fax: | (877) 656-4318 | Web: | www.MyOnlineBankruptcyClass.com |
| 001 DebtorCC, Inc. | |
| 378 Summit Avenue | |
| Jersey City, NJ 07306 | |
| Toll free: | (800) 610-3920 |
| Phone: | |
| Fax: | (888) 557-1635 | Web: | www.debtorcc.org |
| 123 Credit Counselors, Inc. | |
| 1000 NW 57th Ct. | |
| Suite 860 | |
| Miami, FL 33126 | |
| Toll free: | |
| Phone: | (305) 269-9201 |
| Fax: | (305) 269-0473 | Web: | www.a123cc.org |
| Abacus Credit Counseling | |
| 17337 Ventura Boulevard, Suite 205 | |
| Encino, CA 91316 | |
| Toll free: | (800) 516-3834 |
| Phone: | |
| Fax: | (818) 477-0496 | Web: | www.abacuscc.org |
| Access Counseling, Inc. | |
| 633 W 5th Street | |
| Suite 26001 | |
| Los Angeles, CA 90071 | |
| Toll free: | (800) 205-9297 |
| Phone: | |
| Fax: | (866) 431-1927 | Web: | www.AccessCounseling.com |
| Allen Credit and Debt Counseling Agency | |
| 1718 Dakota Ave S | |
| Huron, SD 57350 | |
| Toll free: | (888) 415-8173 |
| Phone: | |
| Fax: | (605) 610-4059 | Web: | www.acdcas.com |
| American Consumer Credit Counseling, Inc. | |
| 130 Rumford Avenue | |
| Suite 202 | |
| Auburndale, MA 02466 | |
| Toll free: | (800) 769-3571 |
| Phone: | |
| Fax: | (617) 564-9305 | Web: | www.consumercredit.com |
| Biblical Financial Concepts, Inc. DBA Stand Sure Credit Counseling | |
| 406 5th Street, North, Ste. 1 | |
| P. O. Box 418 | |
| Oneonta, AL 35121 | |
| Toll free: | |
| Phone: | (877) 240-1398 |
| Fax: | (800) 718-4724 | Web: | www.standsurecc.org |
| Black Hills Children's Ranch, Inc. dba Pioneer Credit Counseling | |
| 1644 Concourse Drive | |
| Rapid City, SD 57703 | |
| Toll free: | (800) 888-1596 |
| Phone: | (605) 348-1608 |
| Fax: | (605) 348-8537 | Web: | www.pioneercredit.com |
| Butterfly Financial Education, Inc. | |
| 96 Oak Creek Drive | |
| Clayton, NC 27520 | |
| Toll free: | |
| Phone: | (844) 289-2701 |
| Fax: | (919) 741-5869 | Web: | www.butterflyfe.com |
| CC Advising, Inc. | |
| 721 Washington Avenue | |
| Suite 305 | |
| Bay City, MI 48708-5724 | |
| Toll free: | (855) 980-6690 |
| Phone: | |
| Fax: | (517) 861-2042 | Web: | www.ccadvising.com |
| Consumer Credit Counseling Service of Mobile | |
| 705 Oak Circle Drive, East | |
| Mobile, AL 36609 | |
| Toll free: | (888) 880-1416 |
| Phone: | (251) 602-0011 |
| Fax: | (251) 666-6850 | Web: | www.lifelinesmobile.org |
| Consumer Education Services, Inc. | |
| 3700 Barrett Drive | |
| Raleigh, NC 27609 | |
| Toll free: | |
| Phone: | (919) 785-0725 |
| Fax: | (919) 785-0727 | Web: | www.cesisolutions.org |
| Consumer Financial Education Foundation of America, Inc. aka CFEFA | |
| 3425 5th Avenue, South | |
| P. O. Box 11527 | |
| Birmingham, AL 35202 | |
| Toll free: | (866) 684-8171 |
| Phone: | (205) 321-2822 |
| Fax: | (205) 321-2848 | Web: | www.cfefa.org |
| Credit Advisors Foundation | |
| 1818 South 72nd Street | |
| Omaha, NE 68124-1704 | |
| Toll free: | (800) 942-9027 |
| Phone: | (402) 393-3100 |
| Fax: | (402) 393-7660 | Web: | www.creditadvisors.org |
| Credit Card Management Services, Inc. dba Debthelper.com | |
| 1325 N. Congress Avenue, Suite 201 | |
| P. O. Box 220597 | |
| West Palm Beach, FL 33422 | |
| Toll free: | (800) 920-2262 |
| Phone: | (800) 920-2262 |
| Fax: | (866) 561-2622 | Web: | www.debthelper.com |
| Cricket Debt Counseling, Inc. | |
| 219 SW Stark Street | |
| Suite 200 | |
| Portland, OR 97204 | |
| Toll free: | |
| Phone: | (503) 353-0400 |
| Fax: | (866) 476-6522 | Web: | www.cricketdebt.com |
| Debt Education and Certification Foundation | |
| 112 Goliad Street | |
| Benbrook, TX 76126 | |
| Toll free: | (866) 859-7323 |
| Phone: | (866) 859-7323 |
| Fax: | (866) 339-3328 | Web: | www.BKcert.com |
| Garden State Consumer Credit Counseling, Inc. DBA Novadebt DBA Navicore Solutions | |
| 200 U.S. Highway 9 | |
| Manalapan, NJ 07726 | |
| Toll free: | (877) 254-2660 |
| Phone: | (732) 409-6281 |
| Fax: | (732) 431-5428 | Web: | www.navicoresolutions.org |
| GreenPath, Inc. | |
| 36500 Corporate Drive | |
| Farmington Hills, MI 48331 | |
| Toll free: | (877) 569-7547 |
| Phone: | (248) 553-5400 |
| Fax: | (248) 848-4050 | Web: | www.greenpath.org |
| InCharge Debt Solutions | |
| 5750 Major Blvd | |
| Suite 300 | |
| Orlando, FL 32819 | |
| Toll free: | (866) 729-0049 |
| Phone: | |
| Fax: | (877) 419-8370 | Web: | www.personalfinanceeducation.com |
| Springboard Non-Profit Consumer Credit | |
| 4351 Latham Street | |
| P. O. Box 5438 | |
| Riverside, CA 92501 | |
| Toll free: | (800) 431-8456 |
| Phone: | (951) 781-0114 |
| Fax: | (951) 781-9896 | Web: | www.credit.org |
| Urgent Credit Counseling, Inc. | |
| 219 SW Harvey Milk Street | |
| Suite 200 | |
| Portland, OR 97204 | |
| Toll free: | |
| Phone: | (866) 233-1940 |
| Fax: | (866) 645-7212 | Web: | www.urgentco.com |