Approved Personal Financial Management Course (Debtor Education) Providers
Important things to remember
- Applications for renewal must be submitted no later than 60 days prior to the expiration of the probationary period and each annual approval period thereafter.
- Instructions for Application for Approval as a Provider of a Personal Financial Management Instruction Course
- Application for Approval as a Provider of a Personal Financial Management Instruction Course
List of approved Personal Financial Management Course (Debtor Education) Providers as of October 31, 2025
| 001 DEBTOREDU, LLC | |
| 378 Summit Avenue | |
| Jersey City, NJ 07306 | |
| Toll free: | (800) 610-3920 |
| Phone: | |
| Fax: | (888) 557-1635 | Web: | www.debtoredu.com |
| 247 Bankruptcy Class, Inc. | |
| 1000 NW 57th Ct | |
| Suite 860 | |
| Miami, FL 33126 | |
| Toll free: | (888) 412-7247 |
| Phone: | (305) 267-1041 |
| Fax: | (305) 269-0473 | Web: | www.a247class.com |
| A+ Class | |
| 3930 Glade Road, Ste 108-184 | |
| Colleyville, TX 76034 | |
| Toll free: | (888) 533-3423 |
| Phone: | (817) 533-3423 |
| Fax: | (817) 533-3423 | Web: | www.jjandpartners.com |
| Access Counseling, Inc. | |
| 633 W 5th Street | |
| Suite 26001 | |
| Los Angeles, CA 90071 | |
| Toll free: | (800) 205-9297 |
| Phone: | |
| Fax: | (866) 431-1927 | Web: | www.AccessCounseling.com |
| Allen Credit and Debt Counseling Agency | |
| 1718 Dakota Ave S | |
| Huron, SD 57350 | |
| Toll free: | (888) 415-8173 |
| Phone: | |
| Fax: | (605) 610-4059 | Web: | wwww.acdcas.com |
| American Consumer Credit Counseling, Inc. | |
| 130 Rumford Avenue | |
| Suite 202 | |
| Auburndale, MA 02466 | |
| Toll free: | (800) 769-3571 |
| Phone: | |
| Fax: | (617) 564-9305 | Web: | www.consumercredit.com |
| Arbor Investments | |
| 1850 South 72nd Street | |
| Omaha, NE 68124 | |
| Toll free: | (800) 625-7725 |
| Phone: | (402) 393-0119 |
| Fax: | (402) 393-1579 | Web: | www.yourbankruptcypartner.com |
| BE Adviser, LLC | |
| P.O. Box 383 | |
| Bay City, MI 48707-0383 | |
| Toll free: | (855) 976-1700 |
| Phone: | |
| Fax: | (517) 861-2042 | Web: | www.beadviser.com |
| Black Hills Children's Ranch Inc. dba Pioneer Credit Counseling | |
| 1644 Concourse Drive | |
| Rapid City, SD 57703 | |
| Toll free: | (800) 888-1596 |
| Phone: | (605) 348-1608 |
| Fax: | (605) 348-8537 | Web: | www.pioneercredit.com |
| Butterfly Financial Education, Inc. | |
| 96 Oak Creek Drive | |
| Clayton, NC 27520 | |
| Toll free: | |
| Phone: | (844) 289-2701 |
| Fax: | (919) 741-5869 | Web: | www.butterflyfe.com |
| Consumer Credit Counseling Service of Mobile | |
| 705 Oak Circle Drive, East | |
| Mobile, AL 36609 | |
| Toll free: | (888) 880-1416 |
| Phone: | (251) 602-0011 |
| Fax: | (251) 666-6850 | Web: | www.lifelinesmobile.org |
| Consumer Education Services, Inc. | |
| 3700 Barrett Drive | |
| Raleigh, NC 27609 | |
| Toll free: | |
| Phone: | (919) 785-0725 |
| Fax: | (919) 785-0727 | Web: | www.cesisolutions.org |
| Consumer Financial Education Foundation of America, Inc. aka CFEFA | |
| 3425 5th Avenue South | |
| P. O. Box 11527 | |
| Birmingham, AL 35202 | |
| Toll free: | (866) 684-8171 |
| Phone: | (205) 321-2822 |
| Fax: | (205) 321-2848 | Web: | www.cfefa.org |
| Credit Card Management Services, Inc. dba Debthelper.com | |
| 1325 N. Congress Avenue, Suite 201 | |
| P.O. Box 220597 | |
| West Palm Beach, FL 33422 | |
| Toll free: | (800) 920-2262 |
| Phone: | (800) 920-2262 |
| Fax: | (866) 561-2622 | Web: | www.debthelper.com |
| Debt Education and Certification Foundation | |
| 112 Goliad Street | |
| Benbrook, TX 76126 | |
| Toll free: | (866) 859-7323 |
| Phone: | (866) 859-7323 |
| Fax: | (866) 339-3328 | Web: | www.BKcert.com |
| Garden State Consumer Credit Counseling, Inc. DBA Novadebt DBA Navicore Solutions | |
| 200 U.S. Highway 9 | |
| Manalapan, NJ 07726 | |
| Toll free: | (877) 254-2660 |
| Phone: | (732) 409-6281 |
| Fax: | (732) 431-5428 | Web: | www.navicoresolutions.org |
| InCharge Debt Solutions | |
| 5750 Major Blvd | |
| Suite 300 | |
| Orlando, FL 32819 | |
| Toll free: | (866) 729-0049 |
| Phone: | |
| Fax: | (877) 419-8370 | Web: | www.personalfinanceeducation.com |
| Money Management International, Inc. | |
| 14141 Southwest Freeway | |
| Suite 1000 | |
| Sugar Land, TX 77478 | |
| Toll free: | |
| Phone: | (877) 964-2227 |
| Fax: | (713) 394-3010 | Web: | www.moneymanagement.org |
| Sage Personal Finance | |
| 3830 Vanalden Avenue | |
| Tarzana, CA 91356 | |
| Toll free: | (800) 516-2759 |
| Phone: | (800) 516-2759 |
| Fax: | (888) 733-5047 | Web: | www.sagepf.com |
| Second Bankruptcy Course | |
| 4540 Honeywell Court | |
| Dayton, OH 45424 | |
| Toll free: | (800) 217-7030 |
| Phone: | (937) 235-8913 |
| Fax: | (866) 307-1003 | Web: | www.secondbankruptcycourse.com |
| Solid Start Financial Education Services, LLC | |
| 10121 SE Sunnyside Road | |
| Suite 300 | |
| Clackamas, OR 97015 | |
| Toll free: | (866) 467-4147 |
| Phone: | |
| Fax: | (866) 470-6523 | Web: | www.solidstartfinancial.com |
| Springboard Non-Profit Consumer Credit | |
| 4351 Latham Street | |
| P.O. Box 5438 | |
| Riverside, CA 92501 | |
| Toll free: | (800) 431-8157 |
| Phone: | (951) 781-0114 |
| Fax: | (951) 781-9896 | Web: | www.credit.org |
| Stand Sure Information Services, Inc. | |
| P.O. Box 418 | |
| Oneonta, AL 35121 | |
| Toll free: | |
| Phone: | (877) 750-0851 |
| Fax: | (800) 718-4724 | Web: | www.standsurecs.org |